/* ============================================================
   Norwest Claims — design tokens
   ============================================================ */
@import url('https://fonts.googleapis.com/css2?family=Spectral:ital,wght@0,400;0,500;0,600;0,700;1,400&family=IBM+Plex+Sans:wght@400;500;600;700&family=IBM+Plex+Mono:wght@400;500&display=swap');

:root{
  --ink:      #16233A;
  --ink-70:   rgba(22,35,58,.7);
  --paper:    #FFFFFF;
  --paper-2:  #F5F5F3;
  --moor:     #33473A;
  --moor-2:   #26362C;
  --stone:    #8B8D87;
  --stone-30: rgba(139,141,135,.3);
  --signal:   #C97A2E;
  --signal-d: #A5611F;
  --path:     #B44536;
  --white:    #FFFDF9;

  --display: 'Spectral', Georgia, serif;
  --body: 'IBM Plex Sans', -apple-system, sans-serif;
  --mono: 'IBM Plex Mono', monospace;

  --radius: 4px;
  --max: 1140px;
}

*{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:var(--body);
  color:var(--ink);
  background:var(--paper);
  line-height:1.55;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{font-family:var(--display);font-weight:600;line-height:1.15;margin:0 0 .5em;color:var(--ink);}
p{margin:0 0 1em;}
a{color:var(--moor);}
.container{max-width:var(--max);margin:0 auto;padding:0 24px;}
img{max-width:100%;display:block;}

/* focus visibility */
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,textarea:focus-visible{
  outline:3px solid var(--signal);
  outline-offset:2px;
}

/* ---------- topographic background texture ---------- */
.contour-bg{
  position:relative;
  overflow:hidden;
}
.contour-bg::before{
  content:"";
  position:absolute;inset:0;
  background-image:
    radial-gradient(ellipse 120% 90% at 20% -10%, rgba(51,71,58,.06), transparent 55%),
    radial-gradient(ellipse 100% 80% at 90% 110%, rgba(201,122,46,.05), transparent 55%);
  pointer-events:none;
}

/* ---------- header ---------- */
.site-header{
  background:var(--ink);
  color:var(--white);
  position:sticky;top:0;z-index:50;
}
.site-header .container{
  display:flex;align-items:center;justify-content:space-between;
  padding-top:16px;padding-bottom:16px;
}
.logo{
  font-family:var(--display);
  font-size:1.5rem;font-weight:700;
  color:var(--white);text-decoration:none;
  letter-spacing:.2px;
}
.logo span{color:var(--signal);}
.nav-links{display:flex;gap:28px;list-style:none;margin:0;padding:0;}
.nav-links a{
  color:rgba(255,253,249,.85);text-decoration:none;
  font-size:.95rem;font-weight:500;
  border-bottom:1px solid transparent;
  padding-bottom:2px;
  transition:border-color .15s;
}
.nav-links a:hover{border-color:var(--signal);}
.nav-cta{
  background:var(--signal);color:var(--ink);
  padding:10px 20px;border-radius:var(--radius);
  font-weight:600;text-decoration:none;font-size:.92rem;
  white-space:nowrap;
}
.nav-cta:hover{background:#dd8836;}
.mobile-toggle{display:none;}

/* ---------- hero ---------- */
.hero{
  background:var(--ink);color:var(--white);
  padding:64px 0 88px;
  position:relative;
}
.hero-grid{
  display:grid;grid-template-columns:1.1fr 1fr;gap:56px;align-items:start;
}
.eyebrow{
  font-family:var(--mono);font-size:.78rem;letter-spacing:.08em;text-transform:uppercase;
  color:var(--signal);margin-bottom:14px;display:block;
}
.hero h1{
  font-size:clamp(2.1rem,4vw,3.1rem);color:var(--white);
  max-width:14ch;
}
.hero p.lede{
  font-size:1.1rem;color:rgba(255,253,249,.82);max-width:46ch;
}
.trust-row{
  display:flex;gap:28px;margin-top:32px;flex-wrap:wrap;
}
.trust-item{
  font-size:.85rem;color:rgba(255,253,249,.75);
  display:flex;align-items:center;gap:8px;
}
.trust-item svg{flex-shrink:0;}

/* claim selector card */
.selector-card{
  background:var(--white);color:var(--ink);
  border-radius:var(--radius);
  padding:28px;
  box-shadow:0 24px 60px -20px rgba(0,0,0,.5);
}
.selector-card h3{font-size:1.1rem;margin-bottom:4px;}
.selector-card .sub{color:var(--stone);font-size:.88rem;margin-bottom:18px;}
.claim-type-grid{
  display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-bottom:18px;
}
.claim-type-btn{
  border:1.5px solid var(--stone-30);background:var(--paper);
  border-radius:var(--radius);padding:12px 10px;
  font-family:var(--body);font-size:.85rem;font-weight:600;color:var(--ink);
  cursor:pointer;text-align:left;
  transition:border-color .15s,background .15s;
}
.claim-type-btn:hover{border-color:var(--moor);}
.claim-type-btn.active{
  border-color:var(--signal);background:#FBEEE0;
}
.selector-card .go-btn{
  width:100%;background:var(--moor);color:var(--white);border:none;
  padding:14px;border-radius:var(--radius);font-weight:600;font-size:1rem;
  cursor:pointer;font-family:var(--body);
}
.selector-card .go-btn:hover{background:var(--moor-2);}
.selector-card .microcopy{
  font-size:.75rem;color:var(--stone);margin-top:12px;text-align:center;
}

/* ---------- section framing ---------- */
section{padding:72px 0;}
.section-head{max-width:640px;margin-bottom:48px;}
.section-head .eyebrow{color:var(--moor);}
.section-head h2{font-size:clamp(1.6rem,2.6vw,2.1rem);}
.section-head p{color:var(--ink-70);font-size:1.05rem;}

/* ---------- journey / signature timeline ---------- */
.journey{background:var(--paper-2);}
.journey-path{
  position:relative;
  padding-top:20px;
}
.journey-svg{width:100%;height:auto;display:block;}
.journey-steps{
  display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:-40px;
}
.journey-step{padding:0 8px;}
.journey-step .num{
  font-family:var(--mono);font-size:.78rem;color:var(--signal-d);
  display:block;margin-bottom:8px;
}
.journey-step h4{font-size:1.02rem;margin-bottom:6px;}
.journey-step p{font-size:.9rem;color:var(--ink-70);margin:0;}

/* ---------- claim types ---------- */
.types-grid{
  display:grid;grid-template-columns:repeat(3,1fr);gap:20px;
}
.type-card{
  background:var(--white);border:1px solid var(--stone-30);
  border-radius:var(--radius);padding:24px;
  transition:border-color .15s,transform .15s;
  text-decoration:none;color:var(--ink);display:block;
}
.type-card:hover{border-color:var(--moor);transform:translateY(-2px);}
.type-card .tag{
  font-family:var(--mono);font-size:.72rem;color:var(--path);
  text-transform:uppercase;letter-spacing:.06em;
}
.type-card h3{font-size:1.15rem;margin:8px 0 6px;}
.type-card p{font-size:.9rem;color:var(--ink-70);margin:0;}

/* ---------- disclosure banner ---------- */
.disclosure-band{
  background:var(--moor);color:var(--white);
  font-size:.88rem;
}
.disclosure-band .container{padding:18px 24px;display:flex;gap:14px;align-items:flex-start;}
.disclosure-band a{color:var(--white);text-decoration:underline;}
.disclosure-band svg{flex-shrink:0;margin-top:2px;}

/* ---------- FAQ ---------- */
.faq-item{border-bottom:1px solid var(--stone-30);padding:20px 0;}
.faq-item summary{
  cursor:pointer;font-weight:600;font-size:1.02rem;
  list-style:none;display:flex;justify-content:space-between;align-items:center;
}
.faq-item summary::-webkit-details-marker{display:none;}
.faq-item summary::after{content:"+";font-size:1.4rem;color:var(--signal);font-weight:400;}
.faq-item[open] summary::after{content:"–";}
.faq-item p{margin-top:12px;color:var(--ink-70);font-size:.95rem;}

/* ---------- footer ---------- */
.site-footer{background:var(--ink);color:rgba(255,253,249,.7);padding:48px 0 28px;font-size:.88rem;}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;}
.footer-grid h5{color:var(--white);font-family:var(--body);font-size:.85rem;text-transform:uppercase;letter-spacing:.06em;margin-bottom:12px;}
.footer-grid ul{list-style:none;padding:0;margin:0;}
.footer-grid li{margin-bottom:8px;}
.footer-grid a{color:rgba(255,253,249,.7);text-decoration:none;}
.footer-grid a:hover{color:var(--signal);}
.footer-bottom{
  border-top:1px solid rgba(255,253,249,.15);margin-top:36px;padding-top:20px;
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:.8rem;color:rgba(255,253,249,.5);
}

/* ---------- reduced motion ---------- */
@media (prefers-reduced-motion: reduce){
  html{scroll-behavior:auto;}
  *{transition:none !important;}
}

/* ---------- responsive ---------- */
@media (max-width:900px){
  .hero-grid{grid-template-columns:1fr;}
  .journey-steps{grid-template-columns:1fr 1fr;margin-top:16px;}
  .journey-svg{display:none;}
  .types-grid{grid-template-columns:1fr 1fr;}
  .footer-grid{grid-template-columns:1fr 1fr;}
  .nav-links{display:none;}
}
@media (max-width:560px){
  .claim-type-grid{grid-template-columns:1fr 1fr;}
  .types-grid{grid-template-columns:1fr;}
  .journey-steps{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;}
  .trust-row{gap:16px;}
}